Protect the RV. Enjoy the Journey.

Your tow vehicle’s insurance and the insurance protecting the trailer itself are not necessarily the same thing. Certain liability protection may extend from an insured tow vehicle in some circumstances, but that doesn’t mean the trailer automatically has the physical-damage or other protection you may want. Coverage varies by trailer, policy, state and insurance company. Tell your Sky-Agent® what you’re towing and how you use it so we can help you shop the appropriate available coverage.

SkyBlue can help shop available coverage for many types of eligible motorized and towable recreational vehicles, including Class A, B and C Motorhomes, Camper Vans, Conventional Travel Trailers, Fifth-Wheel Trailers, Pop-Up Campers and Truck Campers. We may also have available insurance options for eligible Utility Trailers, Cargo Trailers and Horse Trailers. Eligibility and available coverage vary by insurance company and individual risk. If you tow it instead of drive it, tell your Sky-Agent® what you’re pulling. We may have coverage options for that too.

A motorhome is self-propelled, while a travel trailer is designed to be towed by another vehicle. Because one is driven and the other is towed, their insurance needs can differ. Your Sky-Agent® can help you shop available coverage based on the type of RV you actually own.

Depending on the policy, coverage may be available for eligible personal property you carry in your RV. RVs can contain clothing, electronics, camping equipment and many of the everyday items you take along while traveling. Coverage limits and exclusions vary, so ask your Sky-Agent® what’s included.

Vacation Liability or similar available coverage may provide liability protection for certain eligible incidents while your RV is parked and being used as a temporary residence. Coverage varies by insurance company, RV and policy.

Roadside Assistance or Emergency Towing may be available for eligible RVs. Depending on the policy, available services may include towing, battery assistance, flat-tire service, fuel delivery, lockout assistance and other eligible roadside emergencies. Because moving a large motorhome or trailer can be considerably different from towing a passenger vehicle, ask what your policy provides before you need it.

Coverage may be available for eligible full-time RV use. If your RV is your primary residence or you live in it for extended periods, tell your Sky-Agent®. Full-time use can create insurance needs that differ from occasional recreational travel. We’ll help you explore the available options.

Even when your RV isn’t being driven or towed, it can still face risks such as theft, fire, vandalism and certain weather-related damage. Before reducing or canceling coverage because the RV is stored, talk to your Sky- Agent® about the available options and the protection you may be giving up.

Coverage may be available for eligible permanently installed equipment, accessories or upgrades, depending on the RV and policy. If you’ve invested money upgrading your RV, tell your Sky-Agent® what’s been added.

Yes. Participating insurance companies may offer savings when eligible RV and Auto coverage is placed together. Depending on the company, Homeowners, Renters, Condo, Motorcycle, Boat and other eligible policies may create additional opportunities. Don’t Just Bundle. Shop the Bundle.™ A Sky-Agent® can help you look at the total insurance picture rather than simply chasing the largest advertised discount.

No. A motorhome is a recreational vehicle designed for travel. A Mobile or Manufactured Home is a residential structure designed primarily as a home. SkyBlue can help with both, but they’re different insurance products.

SkyBlue is licensed nationwide. Available insurance companies, products and eligibility vary by state, RV or trailer type and individual risk, but a Sky-Agent® can help shop the available options.